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BLOG | CREDIT
2 min read | March 16, 2023
Building and maintaining positive credit history is crucial to achieving financial stability. Credit scores and reports are used for loan approvals and rates, rental applications, employment applications, determining of insurance rates, and more.
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BLOG | CREDIT
2 min read | March 14, 2023
Getting out of debt isn't as easy. When keeping up with financial obligations becomes problematic, it’s time for a change. Learning healthy spending, saving, and budgeting habits will help improve your relationship with finances.
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PODCAST | CREDIT
14 min | March 1, 2023
Podcast hosts discuss topics revolving around the theme of “Creating Your Financial Foundation.” The hosts discuss the importance of “Choosing a Financial Institution," and talk about what factors and important aspects you should consider.
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BLOG | CREDIT
2 min read | February 6, 2023
Credit cards aren’t just a great tool to build credit, but they can also be a way to earn rewards. Not all credit cards are created the same, so it’s important to understand what fees, interest rates, and policies come with the card.
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BLOG | LIFESTYLE & TRAVEL
2 min read | January 18, 2023
For many, talking about how we’re doing financially can be uncomfortable and awkward. In reality, many of us will live beyond our means or miss out on opportunities due to lack of comfort when it comes to discussing money.
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PODCAST | BUDGETING
19 min | January 17, 2023
Have you been thinking about purchasing a vehicle? Do you know if you want to buy or lease? In this episode, we discuss considerations and and some tips when buying or leasing a vehicle.
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BLOG | CREDIT
1 min read | January 10, 2023
The holidays are over and you are starting to look at your spending. You may be realizing that you have overspent beyond your means. Don’t panic, we have two tips on how to start paying those credit cards down.
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BLOG | CREDIT
1 min read | October 27, 2022
There's a lot to consider when determining the right credit card option for you including how you plan to use it and the associated interest rate.
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PODCAST | LIFESTYLE & TRAVEL
45 min | October 10, 2022
Do you use financial technology? Has it helped to make your life easier? You may be surprised at the answer. Listen to this episode as the hosts talk with industry experts on FinTech.
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BLOG | CREDIT
1 min read | September 29, 2022
Credit cards that offer 0% APR can be enticing, but be sure to read the fine print. Knowing what types of transactions qualify as 0% APR, the requirements to maintain 0% APR, and what happens to remaining balances are just a few things to consider.
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BLOG | FRAUD
1 min read | July 19, 2022
While QR codes have been around for decades, the pandemic increased their popularity to limit touch points and be quickly redirected to information. Although these “quick response” codes are convenient, they’ve been a target of fraudsters.
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BLOG | CREDIT
3 min read | June 2, 2022
Applying for a new job, becoming a renter, getting approved for a vehicle loan, and opening your first credit card are all exciting steps in life. It’s important to know that applying for some of these can affect your credit score.
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BLOG | CREDIT
2 min read | April 27, 2022
Between life events, pandemics, and unexpected emergencies, it’s not uncommon to be late on making a payment. The impact of a late payment on your credit score will vary depending on a variety of factors. Keep reading to learn more.
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BLOG | CREDIT
1 min read | April 20, 2022
Credit plays such a big role in our lives because it can be attached to so many things. Do you know how to pull your own credit report to make sure everything is correct?
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BLOG | CREDIT
3 min read | April 20, 2022
Credit bureaus collect and track consumer and business financial data. They create credit reports from their collected data, which are then used to generate credit scores. Learn about them and how they use information to build your score.
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BLOG | CREDIT
2 min read | April 19, 2022
Homeownership, car payments, and careers may seem far away but building your credit score now will give you more options and flexibility when that season of life comes. A higher credit score can open doors for you, so start building early.
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PODCAST | BUDGETING
21 min | April 18, 2022
Our hosts interview four Money Smart Week Youth Ambassadors on the importance of financial literacy. These ambassadors have some great tips and tricks that they use when spending money to ensure that they get the best deal for their dollar.
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PODCAST | CREDIT
30 min | April 11, 2022
Ever wondered what the process for of buying a home is like? Today, we explore the ins and out of purchasing a home, from start to finish.
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BLOG | CREDIT
2 min read | March 24, 2022
Everyone has a need to know that their identity is safe and no one wants to hear that their personal information has been compromised. Our personal information is heavily connected to our credit reports.
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BLOG | INVESTING
2 min read | March 15, 2022
Over the last few months in the finance world, there has been a lot of talk about the Federal Reserve System (Fed) “raising rates.”
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BLOG | FRAUD
2 min read | March 8, 2022
The central concept of the pyramid scheme is to move up to the highest level. We all want to become high-level investors and earners. But pyramid “investments” are considered schemes because they frequently unsuccessful and can be illegal.
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BLOG | CREDIT
2 min read | February 8, 2021
A payday advance, also known as payday loan, cash advance, or check advance loan is a short-term, high-interest loan that a consumer can apply for when they’re in a financial pinch. It may sound simple, but the cycle could be dangerous.
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BLOG | FRAUD
3 min read | February 7, 2021
Fraud comes in many forms, and one of those forms now includes text messaging or smishing, when a scammer aims to steal personal information through text messages. Learn to recognize a suspicious text message and protect your identity.
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BLOG | CREDIT
3 min read | February 7, 2021
Credit card offers are virtually everywhere! Many of us receive them in the mail or are asked if we’d like to open one when we visit our favorite store or financial institution.
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Collegiate Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government.
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