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Image for Master of Disguise: Spoofing

Master of Disguise: Spoofing

BLOG | FRAUD

2 min read | February 7, 2021

You would think you could trust your caller ID when you receive a call, but that is not always the case, thanks to spoofing. Spoofing is a scam where fraudsters pretend to be someone you trust in an attempt to gain your personal information.

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Is That Free Trial Actually Free?

BLOG | FRAUD

2 min read | February 7, 2021

It gets sticky knowing if a free trial for a subscription or membership will lead to automatic enrollment — and automatic payments. Here are some tips to help you determine if that free trial is worth it.

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Gift Card Scams

BLOG | FRAUD

2 min read | February 7, 2021

Being cautious is a smart way to protect yourself from fraudsters; however, sometimes they can get creative with the ways they target people, and we may be more easily fooled. Read up on new scams to avoid potential losses.

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Find the Right Credit Card for You

BLOG | CREDIT

4 min read | February 2, 2021

WalletHub projects there will 1.25 billion credit card holders in 2023. Most adults apply for a card at some point, so it’s important to know what to look for. Learn about features that affect the usefulness and the cost of a credit card.

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Don't Miss Out on College Savings Using the FAFSA!

BLOG | COLLEGE

3 min read | February 1, 2021

Learn about the benefits and what kinds of aid you may be eligible to receive through the FAFSA. We’ll also break down ways you can apply for student aid and deadlines to bear in mind, so you don’t miss this money-saving opportunity.

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Do You Have Mistakes on Your Credit Report?

BLOG | CREDIT

2 min read | February 1, 2021

Mistakes or inaccurate information in your credit report could hinder your approval or result in higher costs. The sooner you know if there are mistakes in your report, the sooner you will be able to begin the dispute process.

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Changes in Credit Card Debt Trends

BLOG | CREDIT

1 min read | February 1, 2021

Credit card debt is not something new to most Americans. In fact, according to Experian.com, 75% of adults carry a balance on their credit accounts. With that in mind, credit card debt has started to drop over the past year. 

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Breaking Down a Credit Report

BLOG | CREDIT

4 min read | February 1, 2021

Your credit report grows and changes over time based on the financial decisions you make. This is why it’s important everyone understands what makes up a credit report and knows how to analyze theirs.

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Being an Authorized User on a Credit Card: Q & A

BLOG | CREDIT

3 min read | February 1, 2021

Have you heard people talking about being an authorized user/signer on a credit card, but you are unsure of what that means? Are you curious about how it can affect your credit or future loan applications?

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Avoid Domestic and International Travel Scams

BLOG | FRAUD

2 min read | February 1, 2021

Whenever the travel bug hits and people start searching for domestic and international trip options — spring break, summer vacation, winter holidays — it seems like travel scams seem to increase right along with demand.

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Image for Fact or Myth: Credit Edition

Fact or Myth: Credit Edition

BLOG | CREDIT

3 min read | January 11, 2021

Credit can be complicated and it’s important consumers understand how it works. Although a lot of what we read and hear about credit may be true, there are a lot of misconceptions. Learn about common myths about credit and how it works.

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Image for Which Side of the Hook are You on with Phishing?

Which Side of the Hook are You on with Phishing?

BLOG | FRAUD

1 min read | February 8, 2020

Fraud happens every day, and fraudsters are getting more and more creative with their tricks. It’s important we are familiar with different types of fraud and how to prevent them. 

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What to Look for on a Credit Report

BLOG | CREDIT

3 min read | February 8, 2020

Your financial reputation is reflected in your credit report, and you have three versions — one with each major credit bureau. While the information will be similar, it may not match exactly. Learn what to look out for in your report.

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Social Media Quizzes and Why to be Cautious

BLOG | FRAUD

2 min read | February 8, 2020

Social media quizzes asking you to answer common personal questions may seem innocent, but when you respond, you’re sharing information online that could provide cyber criminals with the info needed to unlock your financial accounts.

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Image for Cell Phone Hijacking: SIM Swaps

Cell Phone Hijacking: SIM Swaps

BLOG | FRAUD

2 min read | February 8, 2020

SIM swapping allows thieves to gain access to cellphone accounts and divert calls and texts to a new device. This may sound like a temporary inconvenience, but it can result in large-scale identity theft and significant financial loss.

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Beware of Peer-to-Peer (P2P) Scams

BLOG | FRAUD

3 min read | February 8, 2020

We’ve all been there, out to dinner with a group of people when the single check arrives. Only a few years ago, this would mean a collective search for wallets as the bill is divvied up and cash is placed in the center.

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It's Your Card and Your Money

BLOG | FRAUD

2 min read | January 31, 2020

As technology progresses, so does the ability for fraudsters to obtain your debit or credit card information to use for their own benefit. But you can take steps to help protect yourself and resolve the situation, should it happen.

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Is Age More than Just a Number?

BLOG | FRAUD

3 min read | January 31, 2020

While no one is exempt from being a potential target of scammers, there are scams designed to deceive a person based on their stage of life. One of the most vulnerable age groups is young people with limited credit and account history.

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Debt is Not a Bad Word

BLOG | CREDIT

2 min read | January 31, 2020

Debt has a bad stigma around it. People are afraid of having it, and afraid of admitting they have it, which typically means they don’t know how to deal with it.

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Credit Score vs. Credit Report

BLOG | CREDIT

3 min read | January 31, 2020

Credit can be confusing, and even overwhelming, when you really have no idea what it is all about.

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Avoiding Predatory Lending

BLOG | CREDIT

2 min read | January 31, 2020

Loans are everywhere and most people use them at some point or another, be it for a car, a house, or for everyday purchases. But where there’s money involved, there’s almost always fraud.

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The Lowdown on Securities Fraud

BLOG | FRAUD

2 min read | January 27, 2019

Every day, more investors enter the market and so do more fraudsters looking to take advantage of increased participation in the stock market and people with limited investing knowledge. The best protection against fraud is knowledge.

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Social Media Safety

BLOG | FRAUD

2 min read | January 27, 2019

Social media platforms are a great place to share our experiences and interests, as well as communicate and coordinate events. Unfortunately, they are also a potential gold mine for identity thieves. 

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No Credit vs. Poor Credit

BLOG | CREDIT

2 min read | January 27, 2019

You may be told you’re not approved for a loan because you don’t have a credit history, but the reasoning is not the same as someone who is denied because of poor credit history. And the steps toward approval are quite different.

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