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Financial Terms Quiz

QUIZ | CREDIT

How well do you know financial terms? Take our quiz and find out!

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Financial Institutions Quiz

QUIZ | CREDIT

On the hunt for a place to stash your cash? Take our latest quiz to see how much you know about what banks and credit unions offer.

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Financial Institution Accounts Quiz

QUIZ | BUDGETING

You may already have an account, but there are more options than checking and savings. Take our accounts quiz and expand your knowledge!

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Debt Settlement v. Debt Management Quiz

QUIZ | CREDIT

Are you confused about the difference between debt management and debt settlement? Test your knowledge with our quiz to learn about your options.

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Credit Scores and Reports Quiz

QUIZ | CREDIT

What factors affect your credit score? Do you know what the three credit bureaus are? Test your knowledge with our quiz.

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Credit Factors Quiz

QUIZ | CREDIT

Think you know why your credit score is what it is? Do you know all the factors that go into creating that magical number? Take our quiz and test your knowledge!

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Credit Card Rewards Quiz

QUIZ | CREDIT

Getting rewarded for spending sounds great, but how much do you really know about credit card rewards? Take our quiz and find out!

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Check Writing and Processing Quiz

QUIZ | BUDGETING

With so many digital payment options available, you might not have ever written a check. Take our quiz and give your check-writing knowledge a check-up!

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Buying vs. Leasing a Vehicle Quiz

QUIZ | CREDIT

Explore the difference between buying and leasing a vehicle and put your knowledge to the test with our latest quiz.

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Budgeting and Credit Quiz

QUIZ | BUDGETING

Have you ever stopped to think about everything that goes into a budget or what factors can have a big impact on your credit? Our quiz will show you just how much you know!

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Bankruptcy and Collections

QUIZ | CREDIT

How much do you know about bankruptcy and collections?

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Beginning to Build Credit

BLOG | CREDIT

3 min read | July 27, 2023

Beginning to build credit can feel daunting. One option to jumpstart your credit history is becoming an authorized user on someone else’s credit card. You also could open your own credit card that offers lower interest rates for students.

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Why Your Credit Score Matters and How to Understand It

BLOG | CREDIT

3 min read | July 11, 2023

Your credit score is a 3-digit number that ranges from 300-850. This 3-digit number represents how likely you are to pay your bills on time.

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Comparing Credit Score Models

BLOG | CREDIT

3 min read | July 6, 2023

Even for people with excellent credit, it may be surprising to see your credit score fluctuate based on the model used. Our latest blog post helps clarify the difference between a FICO Score and VantageScore.

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Break Up with Debt & Find Financial Freedom

BLOG | CREDIT

1 min read | June 6, 2023

Many of us are working hard to pay down our debts — or working hard to stay out of debt. Want to reduce your expenses? Try our tips to help you kick debt to the curb and find more financial freedom.

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Apartment vs House

BLOG | LIFESTYLE & TRAVEL

3 min read | May 9, 2023

Do you know what housing option is right for you? It is always good to know your credit score prior to starting the process of looking for a house. Once you begin, your credit will be pulled and you’re rate will be determined by your score.

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All About Loans

PODCAST | CREDIT

22 min | May 3, 2023

An interview with Tony, MSU Federal Credit Union senior call center trainer, to walk listeners through the loan application process. Tony describes the steps in the process and what members can do to prepare before applying for a loan.

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Becoming Recession Proof

BLOG | INVESTING

2 min read | April 18, 2023

There are certain things we can’t control, such as a recession; however, we can prepare to put ourselves in the best position possible to navigate one when it happens. Here's a guide to becoming recession-proof. 

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Tips on Optimizing Credit Card Utilization

BLOG | CREDIT

2 min read | April 13, 2023

Credit card utilization can impact up to 30% of your credit score making it one of the most significant factors in the calculation, so it’s important to understand what it is and how to use it to increase your score.

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Buy Now Pay Later: What You Need to Know

BLOG | CREDIT

1 min read | April 6, 2023

Buy now pay later offers are becoming popular with retailers around the globe. The services aim to make it easier for people to make purchases now and pay for them over time. Sounds like a credit card, right? But how do they work?

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What is a Recession?

BLOG | INVESTING

1 min read | April 4, 2023

Over the past few months, the economy has been in a decline. Stock markets have been bearish, and inflation has been rising. There have been talks of preparing for a possible recession, but what does that mean?

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Authorized Users: Benefits and Pitfalls

BLOG | CREDIT

3 min read | March 23, 2023

For people who have trouble being approved for their first line of credit, being an authorized user on an existing card could help build credit history. Learn about the advantages — and possible pitfalls — of being an authorized user.

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Planning for Large Purchases

PODCAST | BUDGETING

21 min | March 22, 2023

This episode helps prepare listeners with different strategies for making larger purchases such as buying a vehicle or a home, and how to use credit responsibly.

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Top Three Credit Mistakes

BLOG | CREDIT

2 min read | March 16, 2023

Building and maintaining positive credit history is crucial to achieving financial stability. Credit scores and reports are used for loan approvals and rates, rental applications, employment applications, determining of insurance rates, and more.

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