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The Mortgage Preapproval Process

BLOG | LIFESTYLE & TRAVEL

4 min read | October 17, 2024

Preparing for mortgage preapproval can be daunting, but we're here to help! In our latest article, learn what documents are necessary to apply so you can begin the homebuying process confidently.

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Image for The Future of Credit: Predictions for a New Era of Finances

The Future of Credit: Predictions for a New Era of Finances

BLOG | CREDIT

2 min read | October 15, 2024

Explore the digital revolution in credit! From the rise of digital wallets to the decline of cash, discover how technology is reshaping the financial landscape and the role of credit in it.

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5 Terms to Help You Swipe Smarter

BLOG | CREDIT

3 min read | September 26, 2024

Credit cards can get a bad reputation due to consumers not fully understanding how they work. In this article we will break down some terms to help you understand how to master your plastic!

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Protecting Your Credit

BLOG | CREDIT

1 min read | September 17, 2024

A credit freeze is a tool that limits who has access to your credit report. It also makes it harder for new accounts or loans to be opened fraudulently. Read our new article to learn how to place a freeze on your credit report — and if it's right for you.

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How Long Does Old Debt Stay on Your Credit Report?

BLOG | CREDIT

3 min read | July 11, 2024

Ever wonder how long a debt stays on your credit report? This article provides the timeframe a debt stays on your credit report for different types of debts that people commonly carry.

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Igniting Innovation Meet Changed

PODCAST | LIFESTYLE & TRAVEL

11 min | June 6, 2024

Sit down with Dan Stelmach, co-founder of Changed. Changed is helping people transform the way they think about debt repayment. Tune in to see how Changed can help your journey to financial wellness and check out their website https://www.gochanged.com.

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Igniting Innovation Meet Greenpath

PODCAST | LIFESTYLE & TRAVEL

11 min | June 6, 2024

Sit down with Andy Manthei to talk about GreenPath’s new Virtual Financial Coach Lea. Lea was designed to help tailor personalized financial education based on what users want to know, need help with, or are interested in through text-based conversations.

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Igniting Innovation: Meet Nickels

PODCAST | CREDIT

15 min | June 6, 2024

Podcast host, Jessica, interviews the creator of Nickels. Nickels has created a product called Credit Card Coach geared towards helping individuals take charge of their credit card debt and find financial freedom! For more information check out Nickels.us

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Credit: Debunking 5 Myths

BLOG | CREDIT

3 min read | May 14, 2024

Feeling intimidated by starting to build credit? We review a few common myths that have endured for generations and offer ways you can move forward to start building credit with confidence.

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Debt Settlement vs. Debt Repayment: Which One is Right for You?

BLOG | CREDIT

3 min read | April 23, 2024

If you’re struggling with debt, you may be looking for ways to reduce your debt burden. Two common options for debt relief are debt settlement and debt repayment. But what are the differences between them and how do they affect your credit and finances?

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Credit After Bankruptcy: Steps to Rebuild Financially

BLOG | CREDIT

2 min read | March 26, 2024

Rebuilding credit after bankruptcy might seem daunting, but it’s achievable with the right approach. Read on to discover a roadmap for effectively managing your finances post-bankruptcy.

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Image for Credit: Co-Signers, Co-Borrowers and Authorized Users

Credit: Co-Signers, Co-Borrowers and Authorized Users

BLOG | CREDIT

3 min read | March 14, 2024

When learning about credit, it’s important to understand the differences between authorized users, co-borrowers, and co-signers. Read on to gain a better understanding of how they can be beneficial or detrimental tools to credit and why.

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Tips and Tricks for Your First Loan

BLOG | CREDIT

3 min read | March 12, 2024

Getting a loan can be as easy as signing on the dotted line. Before you sign, though, there is a lot of information to review. In this article, learn important tips for how to prepare to take out your first loan.

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Friends, Finances, and Boundaries

BLOG | COLLEGE

3 min read | February 29, 2024

With current financial pressures, it is important to understand how to gracefully decline a request to lend money to help you achieve your own financial goals. This article aims to provide steps to help you do that.

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Credit Card Debt: A Growing Problem

BLOG | CREDIT

3 min read | February 22, 2024

With credit card debt reaching an all-time high, being proactive with your finances is key. While it may be hard to stop using credit cards cold turkey, there are some strategies you can engage to start tackling what may seem like a mountain of debt.

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Credit Scores and the Holiday Season

BLOG | CREDIT

3 min read | December 20, 2023

You may be tempted to pull out your credit card to buy the perfect gift this holiday season. Before you shop yourself into debt, check out some tips for maintaining and improving your credit score to start the new year off on the right foot!

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Points or Cash: A Breakdown of Credit Card Rewards

BLOG | CREDIT

2 min read | December 13, 2023

If you’re considering a new credit card but don’t know whether to choose cash back or points rewards, you’re not alone. Read on to learn the advantages and disadvantages of each kind of credit card before you apply.

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Top Fraud Trends and Protecting Yourself

BLOG | FRAUD

2 min read | December 5, 2023

In today's digital age, the risk of falling victim to various forms of fraud is higher than ever. According to the Federal Trade Commission consumers reported a loss of $8.8 billion. Education is the most important safeguard to not fall victim to scams.

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Avoiding Auto Loan Refinance Scams

BLOG | FRAUD

2 min read | November 29, 2023

Paying on an auto loan with a high interest rate can leave you feeling stuck. Receiving offers from companies promising to reduce rates may be enticing. However, remember to proceed with caution. Learn how to spot, avoid auto loan refinance scammers.

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Finding Balance: Nurturing Debt and Mental Wellness

BLOG | CREDIT

2 min read | September 28, 2023

When credit card bills pile up and loan payments loom, it’s easy to feel overwhelmed and stressed. Learn about the impact credit worries and debt have on mental health and what to try to avoid hurting your mental well-being.

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Beware of Rising Online Fraud Risks

BLOG | FRAUD

2 min read | September 7, 2023

Do you know how to stay vigilant about fraud risks? Learn how to shield your finances from imposters and online shopping scams and discover essential protection steps in our latest blog post.

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Teaching the Next Generation About Credit

BLOG | CREDIT

2 min read | August 22, 2023

To prepare them for adulthood, parents may start sharing advice with kids about money including how to budget, why save, and — more importantly — why credit is so crucial. Read our latest blog to find out how to start those conversations.

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How long will it take to pay off my credit card?

CALCULATOR | CREDIT

Calculate your credit card payoff time with precision. Enter your balance, interest rate, and payment to determine when you'll be debt-free.

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The Impact of Interest Quiz

QUIZ | CREDIT

Interest rates vary by lender, loan type and term, and your credit score. But do you know how this impacts your budget? Take our newest quiz and test your knowledge.

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