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BLOG | CREDIT
2 min read | January 27, 2019
You may be told you’re not approved for a loan because you don’t have a credit history, but the reasoning is not the same as someone who is denied because of poor credit history. And the steps toward approval are quite different.
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BLOG | FRAUD
1 min read | January 27, 2019
There has been an increase in health insurance scams throughout the nation that has left many with their money and identity stolen. Thankfully, there are many ways to identify when you are getting scammed and how to stop it from happening.
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BLOG | CREDIT
2 min read | January 27, 2019
Do you work to build a positive reputation at work and with your friends? Most of us want to be viewed as reliable and responsible because that tends to attract people and opportunities.
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BLOG | CREDIT
2 min read | January 27, 2019
Credit cards are a great way to build a positive credit history. But all credit cards don’t have the same benefits, so it’s important to check your specific card’s offers.
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BLOG | FRAUD
3 min read | January 27, 2019
As tax season approaches, you can bet that fraudsters are ramping up their tax scams to steal from unsuspecting victims. Here are some of the most common scams and how to protect yourself.
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BLOG | FRAUD
2 min read | January 27, 2019
Robocalls were originally created to send out automated messages and were mostly used by telemarketers and political parties. Now, the majority of robocalls are from scammers who pretend to be telemarketers, tax collectors, charities, or people.
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BLOG | CREDIT
3 min read | January 27, 2019
It’s a common myth to assume that big banks make your accounts more accessible than credit unions. People assume this because they hear that credit unions are community based. Let’s walk through some examples of how credit unions compare to banks.
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BLOG | CREDIT
3 min read | January 27, 2019
There are a number of factors that go into a credit score. Some, like payment history, are hugely important and can have a massive impact on your credit score.
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BLOG | CREDIT
1 min read | January 26, 2019
Sometimes you need a little cash. It could be an unexpected expense that threatens your budget, or a bill that arrives before payday.
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BLOG | CREDIT
1 min read | January 18, 2019
Many people talk about the importance of having a good credit score because it helps you get a good rate on a new auto loan or mortgage, or even securing a lower insurance payment. But not everyone is aware of what’s on their credit report.
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BLOG | FRAUD
2 min read | March 3, 2018
When you get a call from an unsolicited number about donations, national tragedies, or even phony IRS or debt collections, you may wonder how they got your number — and what their true motive is for calling you.
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BLOG | CREDIT
2 min read | March 3, 2018
Good credit is important. Having good credit can make many avenues of your life much easier. Bad credit, on the other hand, may make things like buying a car or a home a bit more difficult.
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BLOG | CREDIT
1 min read | March 3, 2018
Getting a new car brings about many important decisions to be made. “What type of car are you interested in?” “How long are you planning to keep the car?” And one of the most important questions, “how are you planning to pay for the car?”.
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Collegiate Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government.
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