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Image for Linking with the Right People on LinkedIn

Linking with the Right People on LinkedIn

BLOG | FRAUD

2 min read | April 19, 2022

LinkedIn is a popular way to make professional connections, but users must remain vigilant. Many fraudsters use the platform to lure job seekers to fake websites, administer phishing and vishing attacks, and circulate clickbait.

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How to Put Yourself Ahead of the Herd

BLOG | CAREER

2 min read | April 19, 2022

Soft skills are traits and interpersonal skills that characterize your relationships with other people. It can be challenging to develop them, but if you follow these four tips, you’ll be ahead of the herd and stand out among your peers.

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Firm Foundations of Credit

BLOG | CREDIT

2 min read | April 19, 2022

Homeownership, car payments, and careers may seem far away but building your credit score now will give you more options and flexibility when that season of life comes. A higher credit score can open doors for you, so start building early.

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Youth and Financial Education

PODCAST | BUDGETING

21 min | April 18, 2022

Our hosts interview four Money Smart Week Youth Ambassadors on the importance of financial literacy. These ambassadors have some great tips and tricks that they use when spending money to ensure that they get the best deal for their dollar.

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Building a Better Budget

BLOG | BUDGETING

2 min read | March 31, 2022

Do you have a budget that works for you? Many of us create budgets and then find ourselves not actively using them. Often times, people fail to use their spending plan because they have not made one that fits their lifestyle or habits.

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Image for Credit Freeze vs. Fraud Alert: What to Know

Credit Freeze vs. Fraud Alert: What to Know

BLOG | CREDIT

2 min read | March 24, 2022

Everyone has a need to know that their identity is safe and no one wants to hear that their personal information has been compromised. Our personal information is heavily connected to our credit reports.

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Image for Control Your Money, Don't Let it Control You

Control Your Money, Don't Let it Control You

BLOG | BUDGETING

1 min read | March 17, 2022

A budget tracks your income and expenses to increase savings, decrease needless spending, and pay off debts. It gives you more control over your finances, prepares you for an emergency, and helps you to meet and track financial goals.

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Image for Pyramids and Investment Schemes

Pyramids and Investment Schemes

BLOG | FRAUD

2 min read | March 8, 2022

The central concept of the pyramid scheme is to move up to the highest level. We all want to become high-level investors and earners. But pyramid “investments” are considered schemes because they frequently unsuccessful and can be illegal.

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Spring Break on a Budget

BLOG | LIFESTYLE & TRAVEL

1 min read | March 1, 2022

Trying to plan the right spring break trip on a budget can be stressful, but it doesn’t have to be. Here are some tips on how to find the best deal to have the best time!

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Balance or Burnout?

BLOG | LIFESTYLE & TRAVEL

2 min read | February 17, 2022

When starting a new season of life, it’s easy to have grand plans of everything you want to do. However, like going to the buffet, if you take on too much in the beginning, you won’t be able to make it all the way to the end

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Image for The Most Important Bill You'll Ever Have

The Most Important Bill You'll Ever Have

BLOG | BUDGETING

2 min read | February 15, 2022

You’ve heard that failing to pay bills can hurt your credit and have other consequences for your finances. If you’re not getting a monthly statement, it can be easy to forget to pay the most important bill you’ll ever have: your savings.

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How Can I Afford This?

BLOG | BUDGETING

2 min read | January 27, 2022

Do you have something you have been considering purchasing for a while, but you’re not sure how to afford it? Forecasting expenses is a great way to be able to afford the things you want.

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Image for Elevator Pitches: Concise and Impactful Ways to State Who You Are

Elevator Pitches: Concise and Impactful Ways to State Who You Are

BLOG | CAREER

2 min read | January 25, 2022

Whether it’s running into someone grabbing coffee or sitting next to someone new in class, you can form connections and create possibilities for yourself. One way to do this is to always have an informal elevator pitch ready in your head.

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Plan a Financial Wellness Day

BLOG | LIFESTYLE & TRAVEL

2 min read | January 20, 2022

The idea of taking a mental health day has become popular over the last few years. How about a financial wellness day? Many of us try to work on our financial to-do lists between classes, shifts at work, or in the evenings.

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Enjoy Healthy Meals on a Budget

BLOG | LIFESTYLE & TRAVEL

2 min read | January 18, 2022

Planning meals on a budget can sometimes leave you feeling a bit overwhelmed. In this article, I hope to share some tips and tricks with you on how to plan your meals on a budget and I’ll share a couple of my favorite recipes.

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Benefits of Having a Routine

BLOG | LIFESTYLE & TRAVEL

1 min read | January 13, 2022

With the start of a new semester, our schedules are new, and our sleep patterns are all over the place. A study found nearly half of college students say they don’t have enough time for coursework. If that’s you, why not adopt a new routine?

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Image for Holiday Special: Rest, Eat, Move

Holiday Special: Rest, Eat, Move

PODCAST | LIFESTYLE & TRAVEL

47 min | December 15, 2021

With the help of wellness expert and president of On Target Living, Matt Johnson, they discuss healthy living during the holidays, and the importance of paying attention to our bodies when it is telling us things about our health.

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Image for Vision Boards: Turning Your Goals into Reality

Vision Boards: Turning Your Goals into Reality

BLOG | LIFESTYLE & TRAVEL

2 min read | December 5, 2021

Do you have goals, dreams, and ambitions? Can you visualize your life in the future? Then creating a vision board may be just what you need. Your goals can include things to improve your mental, physical, or financial health.

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Student Loan Relief

BLOG | COLLEGE

1 min read | December 5, 2021

Student loan debt is rising fast, so it’s safe to assume monthly payments are large as well, making it hard to stay current and pay down debt. But there might be potential forgiveness or payment relief available.

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Tax Refunds: A Time to Get Ahead

BLOG | BUDGETING

2 min read | November 16, 2021

Using your tax refund to pay down loan balances or high-interest credit cards can help in multiple ways. Paying the balances down can save you money by cutting down on interest costs and may even reduce your future monthly payments.

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Image for The Ins and Outs of Tuition Reimbursement

The Ins and Outs of Tuition Reimbursement

BLOG | COLLEGE

2 min read | February 8, 2021

Tuition reimbursement is becoming a popular benefit for companies across the country to offer employees. Tuition reimbursement may be offered by a company as a competitive way to attract and retain employees and improve staff skill sets.

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What Is the "Gig" Economy?

BLOG | CAREER

1 min read | February 8, 2021

Career choices are big decisions. What happens if you start a new career, and it just isn’t for you? While you consider your options, maybe the flexibility of a job in the gig economy is right for you.

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Image for Top Reasons to Avoid Payday Lending

Top Reasons to Avoid Payday Lending

BLOG | CREDIT

2 min read | February 8, 2021

A payday advance, also known as payday loan, cash advance, or check advance loan is a short-term, high-interest loan that a consumer can apply for when they’re in a financial pinch. It may sound simple, but the cycle could be dangerous.

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Image for School, Work, and Finances: Finding the Balance

School, Work, and Finances: Finding the Balance

BLOG | COLLEGE

3 min read | February 7, 2021

If you’re like many college students, this is the first time you’re in charge of your own money and finances. All that can mean one thing: stress. Try some tips to help you juggle the workload and keep a handle on financial stress.

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