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Gift Card Scams

BLOG | FRAUD

2 min read | February 7, 2021

Being cautious is a smart way to protect yourself from fraudsters; however, sometimes they can get creative with the ways they target people, and we may be more easily fooled. Read up on new scams to avoid potential losses.

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Inexpensive Solo or Group Outdoor Activities

BLOG | LIFESTYLE & TRAVEL

2 min read | February 7, 2021

Do you have a bucket list of things you want to try? There are many inexpensive things to do in Michigan that can easily be adapted as solo or group activities. Check out some fun ideas.

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Is That Free Trial Actually Free?

BLOG | FRAUD

2 min read | February 7, 2021

It gets sticky knowing if a free trial for a subscription or membership will lead to automatic enrollment — and automatic payments. Here are some tips to help you determine if that free trial is worth it.

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It's Shedding Season

BLOG | BUDGETING

3 min read | February 7, 2021

For many people, summer means getting into shape. It’s also a good time to start cutting your financial excess too. Luckily, there are steps you can take to keep your budget from bulging and get ahead of your spending.

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Make Your Cash Last Throughout the Semester

BLOG | BUDGETING

2 min read | February 7, 2021

With refunds from financial aid, student loans, or scholarships, you might receive a lump of cash. This can be exciting — and it can increase temptations to go on a bit of a shopping spree. But take a breath before you spend it.

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Master of Disguise: Spoofing

BLOG | FRAUD

2 min read | February 7, 2021

You would think you could trust your caller ID when you receive a call, but that is not always the case, thanks to spoofing. Spoofing is a scam where fraudsters pretend to be someone you trust in an attempt to gain your personal information.

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Motivational Methods for Paying Off Debt

BLOG | BUDGETING

3 min read | February 7, 2021

Paying down debt can be a long process that can leave you feeling defeated. Sometimes, all it takes is finding a method that aligns with your personality and goals to succeed. Try one of these inspiring methods to pay off your debt!

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Perspective of a Small Business Owner

BLOG | CAREER

6 min read | February 7, 2021

Who wouldn’t want to be self-employed? Being in control of your own wages and having a flexible schedule sounds like the perfect situation. However, do you really know what goes into becoming a small business owner?

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Phishing, Vishing, and Smishing

BLOG | FRAUD

1 min read | February 7, 2021

Phishing, Vishing, and Smishing: What are they?

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Power Up Your Payday Routine

BLOG | BUDGETING

2 min read | February 7, 2021

As humans, we are creatures of habit. We have habits, rituals and routines we practice and move through each day. These rituals can be so engrained in our minds that we may even feel as though we are on autopilot as the days go by.

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Image for Pursuing a Rewarding Career: Ask an Academic Adviser

Pursuing a Rewarding Career: Ask an Academic Adviser

BLOG | CAREER

2 min read | February 7, 2021

Are you having trouble or feeling overwhelmed about choosing your academic program or career? You don’t have to make this decision alone! Learn how meeting with an adviser can help you along your path to success.

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Spring Cleaning Preparation

BLOG | LIFESTYLE & TRAVEL

1 min read | February 7, 2021

Spring is right around the corner and the excitement of it has just begun. With that excitement of the flowers in ready to bloom, it is also time to open the windows and air out the house! Spring cleaning is where it all begins.

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Sprucing Up Your Workspace

BLOG | LIFESTYLE & TRAVEL

3 min read | February 7, 2021

With many of us working and/or attending school remotely, a comfortable workspace is important, but it doesn’t have to be a costly endeavor. Here are a few things you can do to help with productivity while remaining budget conscious.

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Start Planning for the Vacation You're Dreaming Of

BLOG | LIFESTYLE & TRAVEL

2 min read | February 7, 2021

While being at home can be monotonous, it might be fun to give yourself something to look forward to and focus on! Maybe now is the time to start planning for the vacation that you have always dreamed of experiencing.

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Staying Eligible for Financial Aid

BLOG | COLLEGE

3 min read | February 7, 2021

Most students aren’t aware of their college’s Satisfactory Academic Progress (SAP) requirements and end up paying the price. To avoid simple mistakes from happening to you, review these tips to stay on track to receive your financial aid.

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Tackling Student Loans While In School

BLOG | COLLEGE

3 min read | February 7, 2021

Taking out student loans to pay for college is a given for many Americans. Borrowing money that doesn’t require immediate payments can feel abstract, so many students don’t worry about the effect loans have on their future until graduation.

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Tax Breaks for Students

BLOG | COLLEGE

2 min read | February 7, 2021

Higher education is an investment in your future and the government recognizes this. Tax credits and deductions can lighten the load a little and make college more affordable. Figure out which credits and deductions work best for you.

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Taxable Income vs. Nontaxable Income: Preparing for Tax Season

BLOG | LIFESTYLE & TRAVEL

2 min read | February 7, 2021

Are you ready for tax season? Did your income change this year? If you received unemployment, changed jobs, or got a raise, your filing may look different. Knowing the difference between taxable and nontaxable income can help you prepare.

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The Benefits of Renters or Dorm Insurance

BLOG | LIFESTYLE & TRAVEL

2 min read | February 7, 2021

As you accumulate belongings with any significant value, it becomes worthwhile to consider purchasing renter’s insurance or dorm insurance. Considering how inexpensive the policies generally are, it’s most likely a no-brainer.

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The Impact of Your Credit Score when Buying a House

BLOG | CREDIT

2 min read | February 7, 2021

One of the biggest purchases you will ever make will be your first home. It will be exciting, stressful, and joyful at the same time. When you decide you’re ready to make this leap, make sure you’re prepared and making the right choice.

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The Key to Your Identity

BLOG | FRAUD

2 min read | February 7, 2021

Have you ever Googled yourself? Have you stumbled across your Social Security number in the search results? Learn how and why to keep this key to your identity in a secret, secure place, far from scammers.

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The Power of Networking: Quality Over Quantity

BLOG | CAREER

2 min read | February 7, 2021

A strong network can be a powerful force for success, but there’s more to it than asking people to help you. Networking is forming meaningful connections with people in your orbit, and building an effective network takes time and effort.

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The Real Cost of Monthly Subscriptions

BLOG | BUDGETING

2 min read | February 7, 2021

Changes in our behaviors — like spending more time at home or being so busy with school or work that we don’t have time to plan — can impact our spending. One of these changes could be the use of monthly subscription and delivery services.

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The Top 5 Reasons to Get a Credit Card

BLOG | CREDIT

3 min read | February 7, 2021

Credit card offers are virtually everywhere! Many of us receive them in the mail or are asked if we’d like to open one when we visit our favorite store or financial institution.

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